Buying process
How buying from Bankline works
We sell equipment on behalf of the lenders who financed it. That means standardized condition disclosure, documented title handling, and a direct conversation instead of a bidding scramble.
Find the unit
Browse inventory or tell us what you're hunting. Most units come to us off lease or out of recovery, so the list changes weekly.
Read the sheet, then verify
Every unit publishes a Bankline Asset Information Sheet with hours or miles, VIN or serial, configuration and additional notes, and states whether the unit ran and drove upon inspection. Come see it or send your own inspector — we arrange access on your schedule.
Agree on price
Private-sale units have an asking price and no buyer premium. Auction units run timed online.
Pay and take delivery
Wire or finance through our lending partners. Transport is quoted to your ZIP through EquipTrans at cost, and title documents transfer with the lien release already handled.
One accountable contact
The specialist who answers your first question owns the deal all the way through: pricing, inspection access, transport coordination, paperwork, and delivery follow-up. You are not handed from a listing desk to a sales rep to a logistics team, and you never re-explain the deal to someone new.
How we describe condition
Equipment is sold as-is, where-is. We do not grade units on a subjective scale — no “good,” no “fair.” Instead, every listing publishes the same measurable fields, the same condition-check line — “Unit ran and drove upon inspection. Full operations have not been tested.” — and the documentation that exists for that unit. If a unit is inoperable, the listing states that instead. Anything else worth calling out appears under Additional Notes. Nothing is represented as repaired or reconditioned unless the listing says so specifically, and where a fact is unknown to us, the listing says it is unknown.
Common questions
What does off-market mean?
A large share of our equipment is placed privately for the lender that financed it — before it is ever advertised or sent to a public auction. If you're on our alert list, you see those units first.
Is there a buyer premium?
Not on private-sale listings. The asking price is the price. Auction listings carry a stated premium that is shown on the listing page before you bid.
Can I inspect before I buy?
Yes. Every unit is available for inspection by appointment, and you're welcome to send a third-party inspector. Ask us for the location and we'll set it up.
How does Bankline describe condition?
Equipment is sold as-is, where-is. Every listing carries the same condition-check line — 'Unit ran and drove upon inspection. Full operations have not been tested.' — and if a unit is inoperable the listing states that instead. Beyond that, each listing publishes what documentation exists (inspection report, service records, photographs only) plus any additional notes on that specific unit. Bankline does not grade equipment on a subjective scale like 'good' or 'fair', and does not represent a unit as repaired or reconditioned unless the listing specifically says so.
Who is my contact at Bankline?
One accountable contact. The same specialist who answers your first question about a unit handles pricing, inspection access, transport coordination, paperwork, and delivery follow-up. You are not passed from a listing desk to a sales rep to a logistics team, and you never have to re-explain the deal.
How fast do you respond?
Every inquiry gets a call back within 8 business hours. If you need to hear from us sooner, just give us a call.
What is the difference between a private sale and an auction at Bankline?
A private sale is a direct negotiation with one seller at a stated asking price, with no bidding and no buyer premium. An auction is a timed online sale conducted under the terms of the auction provider. Bankline places most equipment privately first and only runs an auction when the lender wants a hard sale date.
Who is Bankline selling the equipment for?
Bankline sells for banks, lessors, and asset-based lenders that hold the paper on the equipment — not for private sellers or trade-in lots. Because the seller is the lienholder, title and lien release are handled before the unit is listed.
Can I finance equipment bought from Bankline?
Yes. Buyers can wire funds or finance through Bankline's lending partners. Tell your specialist your preferred structure on the first call and they will route the application while the unit is held.
Does Bankline sell to dealers and brokers?
Yes — after end users. Owner-operators and fleet buyers come first at Bankline. Established brokers and dealers then get early access through the dealer list, where they can see off-market units before they are advertised and price multi-unit lots in a single conversation.
Who handles transport and what does it cost?
Bankline will provide you with a quote to your zip code, at cost, from EquipTrans, Bankline's transportation brokerage, and quoted at cost to your delivery ZIP before you commit. You are always free to arrange your own hauler.
Still deciding? Browse what's available today.
Talk to a specialist
Tell us what you're looking for. We call back within 8 business hours.